WHY CHOOSE US?
100% Transparency: All Clients have 24/7 access to their case file. You'll always be able to view your case in real time!
Best Legal Credit Repair offers personalized credit repair programs for each and every client. Your situation is unique. Our credit repair program will be tailored to you current situation. Our personal approach to credit repair utilizes the widest range of tools available to address your situation and insures that you get the results you deserve.
When you Join the Best Legal Credit Repair program, we will evaluate your credit reports and develop a plan based exclusively for your needs. That is what makes us different than most credit repair companies. We pay close attention to each and every detail when managing your account and we ensure to tailor our services to your specific needs.
We never use computerized software and we always make sure to communicate and follow up with you through each step of the credit repair process. Sign Up Now!
Every time you apply for credit and the credit grantor checks your credit report, a credit inquiry is placed on your file. Hard pull inquiries occur when you applied for new credit, like a credit card, submitted a loan application for a car or home. Hard Pull Inquires can affect your credit score. Soft Pull inquiries occur when an existing creditor pulls your credit to see what your credit situation is. In some cases, what was supposed to be a soft pull actually may show up as a hard pull which in turn can damage your credit score. A hard pull cannot be made without your consent and if they were made without you knowing, you would need to simply create a dispute with the creditor that made the pull.
Although an individual inquiry will usually only drop your score a few points, if you had seven of them, that would be a considerable drop of perhaps 30 to 40 points. Having too many inquiries can also make it very difficult to obtain credit or a loan. Having too many credit inquiries are bad because too many of them can indicate to a creditor that you're "credit hungry" and may be in financial trouble. The good news is that all credit inquiries should come off your credit report after two years. In some cases they will remain and they will be easier to dispute.
Best Legal Credit Repair can help with all of the scenarios listed above. First, we will help you obtain all three of your credit reports and we will find out which credit inquiries are getting in your way. We will then dispute the inquires to get the credit bureaus to remove the inquiries from your credit report. Sign up with our credit repair program to get started today.
After we obtain your three credit reports, the first step is to Identify all the hard pull inquiries that were made by credit grantors. We will then prepare unique customized letters and send them to each inquiring creditor asking them to remove their inquiry. The Fair Credit Reporting Act allows only authorized inquiries to appear on the consumer credit report. We will challenge whether the inquiring creditor had proper authorization to pull your credit file or not.
Some of your creditors may provide documentation that a credit inquiry was in fact authorized by you. If they cannot prove it beyond a shadow of a doubt, they must remove the inquiry. We help clients every day to get inquiries removed as well as any other derogatory items appearing on their credit reports. We can get inquiries deleted from credit report successfully for you. Our credit repair services are just $69 a month and you pay as you go. You can quit at any time. Get Started Now!