Credit Repair | Best Credit Repair Company | CREDIT REPAIR DONE RIGHT!

Frequently Asked Questions..

Here are some of the most common questions that our clients ask. Don't see your question here? Feel free to contact Best Legal Credit Repair with any questions or concerns that you may have.

Why can't I dispute inconsistencies on my credit report by myself?

The truth is that you can dispute items on your credit report by yourself. But the reason professional credit repair companies like Best Legal Credit Repair exist is because in order for the credit repair process to be successful, it requires an immense amount of knowledge and expertise. Our associates have years of experience dealing with the credit bureaus and they know the ins and outs of the credit report dispute process. Using Best Legal Credit Repair makes the process run smoother, allowing you to concentrate on the other aspects of your life, not just fixing your credit.
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Is it legal for Best Legal Credit Repair to file disputes on my behalf?

Yes, it is legal for Best Legal Credit Repair to file disputes on your behalf. The Fair Credit Reporting Act and the Credit Repair Organization Act further define and regulate the credit repair company's role in acting on your behalf.
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You ask for my credit report. Won't requesting my credit report adversely affect my score?

Requesting your credit report will not adversely affect your credit score. In fact, you are allowed one free credit report per every 12 month period.
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How long does the Best Legal Credit Repair Program take?

For the most part, our clients start seeing results within four to eight months. However, keep in mind that each individual's credit report is unique, and the length of the program often depends on the specifics of your credit report. If you have many negative items or inconsistencies to dispute, the program could take longer. Also if certain items prove difficult to rectify with the credit bureau, that could draw out the process as well. However, at Best Legal Credit Repair, we are dedicated to getting the desired results for our clients as soon as possible.
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Do you file automated disputes?

While some credit repair companies find it acceptable to file automated, identical claims, Best Legal Credit Repair does not participate in or condone such practices. Each of our clients has a unique credit report with unique issues. We customize our strategy to your specific needs, a procedure which allows us to dispute negative items more efficiently and resolve issues in a much more timely manner.
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Will my personal information be shared?

Best Legal Credit Repair needs some personal information in order to successfully repair your credit report on your behalf. However, rest assured that your personal information will not be shared with any outside parties or affiliates. We protect your privacy not only because it is the legal and ethical thing to do, but also because we value our clients and work to treat them with the utmost respect.
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What is the cost for the Best Legal Credit Repair Program? What does it include?

To participate in the Best Legal Credit Repair Program, There is a $99 first work fee which includes your credit analysis and account setup. $69 per month will be charged every month for the previous month of work. This is the only fee; there are no hidden fees or charges. You pay as you go, and can cancel the program at any time. For only $69 a month, you will receive the service and expertise of our credit counselors who will work to improve your credit report. You will have the opportunity to improve your credit score and learn about your rights as a consumer. You will gain the tools you need to manage your credit report properly. For only $69 a month, you get the excellent service of an attorney backed credit repair company, and the chance to rectify your credit report once and for all.
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Can I cancel the program if I am dissatisfied?

At Best Legal Credit Repair, we value your business and make a tremendous effort to keep you satisfied. Although we try our utmost to work out any problems that may arise, clients do have the option of cancelling the program whenever they choose.
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How will your program affect my credit?

The Best Legal Credit Repair Program will help eliminate any items on your credit report that are negative, questionable, or inconsistent. By cleaning up your credit report, Best Legal Credit Repair will help you earn a better credit score. After completing our program, your credit will be in much better condition than it was in the beginning. Your credit report will no longer include negative items that hold you back from buying a car, renting a home, getting a job, etc.
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Why can't you order my credit report directly?

According to the Fair Credit Reporting Act, credit bureaus are not allowed to give credit information to third parties, unless they meet certain criteria, such as determining creditworthiness, employee candidate screening, or insurance underwriting. This is why it is necessary for you to individually request your credit report and then forward it to us.
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What are my credit rights?

Throughout the credit repair process, you will learn a lot about your consumer credit rights. There are multiple laws that protect consumers, and Best Legal Credit Repair acts on these laws during the dispute process. Some of these laws include the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act, the Fair Credit Billing Act and the Fair Debt Collection Practices Act.
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How can I stay updated on my case?

At Best Legal Credit Repair, our clients can access their account information 24/7 online. Your profile on our database will be updated to reflect the progress of your case. You can also contact your credit counselor if you have any questions about your credit report.
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Does it matter if the negative item on my report is paid or unpaid?

Negative items can be disputed and eliminated from your credit report whether or not they have been paid.
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I don't get it: Why would credit bureaus just eliminate negative items from my credit report?

The Fair Credit Reporting Act, passed in 1970 to protect consumers, forces credit bureaus to remove certain types of negative items from your credit report. When credit bureaus receive a dispute, they have 30 to 45 days to investigate and respond to the dispute. Best Legal Credit Repair essentially forces credit bureaus to act according to the many existent consumer protection laws. Most credit bureaus are unable to thoroughly investigate all cases and through this process we are able to eliminate negative items from your credit report.
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Is Best Legal Credit Repair a reputable credit repair company?

Unfortunately there are many illegitimate credit repair services online that scam consumers. Such services usually ask for large sums of money up front, but then fail to deliver any results. Best Legal Credit Repair is a legitimate and reputable credit repair company. We offer comprehensive credit repair services and adhere to the Credit Repair Organization Act. Best Legal Credit Repair was founded by a team of financial experts and an attorney, who all bring an extensive knowledge of the credit industry and consumer protection law to the table. We welcome any questions that you may have, and encourage you to thoroughly investigate any company before trusting them with crucial personal and financial information.
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WHY WE ARE BETTER?

Personalized Credit Repair
We help you to establish New Credit!
- Trade Lines
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100% Client Satisfaction
Identity Theft Protection

We have removed inaccurate negative marks for hundreds of clients including:

Collections
Repossessions
Late Payments
Judgements/Leins
Charge Offs
Foreclosures
Bankkruptcies
Identity Theft/Frauds
Inquires
Incorrect Personal Information