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A credit score is a number that is formulated based on your credit history helping lenders evaluate your credit risk. Your credit score is used to determine credit offers and interest rates.
Ordering your own credit report with us is not harmful to your credit score because ordering your own credit report is considered a "soft inquiry" and does not affect your credit score. Soft inquiries are not visible to creditors who may view your credit report, but will show on a credit report delivered to you.
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