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Credit Repair

Why Choose us
When you Join the Best Legal Credit Repair program, we will evaluate your credit reports and develop a plan catered to your needs. We will spot all errors and inaccuracies on your credit report and get them deleted immediately.

Most clients see positive results after just a few rounds of being in the program. We have been voted best credit repair company by dozens of review sites. See the reviews here.

Credit Repair
We Get Negative Items that are not complaint, inaccurate, or unverifiable removed from your credit reports. Sign Up in less than 2 minutes


Credit Report Companies

Improve Credit Score

Raise Your Score Quickly
Best Legal Credit Repair can raise your score quickly so you can get the loan or credit card that you need.

Professional Help Every Step of the way
Our professional, certified credit counselors will consistently follow up with you through each step of the credit repair process. If you have any questions about the credit repair process, our counselors will be available around the clock to answer any questions you may have.

We'll Get All Inaccuracies Removed
Do not be a victim to your credit score! With an estimated 79% of credit reports containing errors, you could be suffering from poor credit through no fault of your own. The credit bureaus are far from infallible. More than a handful of consumers have found loans listed twice, inaccurate credit limits, debts past their statutes of limitations, and other crucial errors on their reports.

Many Years of Experience in Legal Credit Repair
Utilizing over 15 years of experience in the credit industry, our credit counselors know how to properly dispute errors with the credit bureaus and remove them legally, using rules dictated by the Fair Credit Reporting Act (FCRA).

Credit Repair
We can help you raise your score quickly! Sign Up in less than 2 minutes


Understanding Your Credit Scores :

Protecting Consumer Rights

We Help Establish New Credit
Your FICO Score is made up of 5 simple factors. The chart to the left breaks down these 5 factors. We will take you by the hand to help you understand these factors while helping you to establish new credit and at the same time raising your score quickly and effeciently.

Always Personalized - Never Computerized
When it comes to credit restoration and improving FICO scores, we have many years of experience. Since we believe in treating our customers like individuals and not numbers, you will be hard-pressed to find a credit repair company that exceeds our standard of customer service. Your credit score has such an immense impact on your life. Restore it the Legal Way! Get Started Now!

Credit Repair
We never send automated disputes Sign Up in less than 2 minutes


Credit Repair Service: Protecting Your Consumer Rights

The truth is that you do have a say and you do have rights when it comes to your credit report. At Best Legal Credit Repair, we work to clean up your credit report by disputing questionable and inaccurate items, as well as effectively removing negative items. We believe that consumers do not have to play victim to their credit report. We know that it can be intimidating for individuals to dispute items, and dealing with the three major credit bureaus can be a very tedious and often unsuccessful experience. That's why at Best Legal Credit Repair, we offer comprehensive and quality credit repair services.

When you sign up with Best Legal Credit Repair, your case will be handled by our professional credit counselors. With over 15 years of experience in consumer advocacy and debt related markets, Best Legal Credit Repair is the only credit repair service that has the legal background and expertise to empower you. It's time for you to own your credit score today!

Credit Repair
Your situation is unique. So is our service. Sign Up in less than 2 minutes


Why Best Legal Credit Repair?

Here are a few reasons why Best Legal Credit Repair is a leader in the credit repair industry:

  • Credit counselors with years of experience will handle your case and answer your questions
  • Prompt Service-we work to rectify and improve your credit report quickly, so you can move on with your life
  • We offer a money back guarantee, low monthly payments and you can cancel at anytime
  • There is a $99 first work fee. Then $69 per month will be billed only after services are rendered.
Credit Repair
Contact Best Legal Credit Repair today to learn more about your rights, and how you can take control of your credit reports today! Sign up online in less than 2 minutes!


Recent Blog Posts

Raise your FICO Score

In today’s dwindling economy, low FICO scores are unfortunately spreading like the plague. More and more people are suffering from bad credit, inhibiting their abilities to get loans and credit with affordable interest rates and, in some cases, get jobs. That’s why it’s more important than ever not to underestimate the importance of your FICO score.

What is a FICO score? FICO is an acronym for Fair Issac Corporation, which is the company responsible for distributing your scores. Fair Isaac uses information from each of the three major credit bureaus (Equifax, Experian, and TransUnion) to determine your three scores. Most likely each credit report will contain different information. That’s why you may have a Equifax score of 600, an Experian score of 610, and a TransUnion score of 640.

Even if you have one low FICO score, you can badly hurt your chances of getting awarded loans. That’s why it’s important that you request your annual free credit report from each credit bureau. Check for errors and inaccuracies. Are all your paid debts listed as “paid”? Are some of your loans listed twice?

Various types of credit report errors may contribute to your low credit score. For example, there may be a charge-off on your report that’s 8 years old. Due to the statute of limitations on debts, that charge-off (paid or not) should’ve been deleted from your report after 7 years. Recent debts are always more crucial to your FICO score than your older debts.

If you sign up for a professional credit repair company, you can help raise your FICO score. The credit repair service will remove all negative items from your credit reports, causing your FICO score to gradually improve over time. Before you know it, you’ll be on the fast track to financial freedom!

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Credit Repair 2012

You can’t ring in the New Year without first scribbling down a series of resolutions. Now that a new year has started, it’s time to start things on a clean slate and right all your past wrongs. The tricky part is following through with those resolutions.

Resolutions normally consist of common themes: losing weight, quitting smoking, and—of course—improving your finances. One of the best ways to better your financial health is to improve your credit score. More and more people, like yourself, are suffering from poor credit. In today’s rough economy, you don’t have to feel alone. It seems like only a privileged few are lucky enough to possess the coveted 720 FICO score.

Being consistent with your credit and loan payments is one way to improve your credit score. Compile a budget. You may think you have zero money available to make your bills on time, but if you’re really that broke, how can you afford that morning coffee you purchase from Starbucks on a daily basis? You can pay your bills, but you need to find a more affordable way to do so. Maybe you can start by enrolling in a debt settlement program.

To better understand improving your credit score, you must first understand your credit bureaus. The three major credit bureaus (Experian, Equifax, and TransUnion) are known for committing a fair share of mistakes. As a matter of fact, an estimated 79% of credit reports contain errors, with 25% containing errors detrimental enough to wreak havoc on your credit score.

Credit report errors may be attributed to simple clerical mistakes, inaccurate reports from creditors, identity theft, and debts that have passed their statutes of limitations. Most debts, paid or not, must be removed from your credit report after seven years. Bankruptcies may take 10 years to be removed.

Now that you know the different types of credit report errors, the next step would be to hire a professional credit repair company to get those errors removed. If you enroll in a quality credit repair program, the credit counselors will know to deal with your credit bureaus and delete those errors as soon as possible. Plus, they will use other methods (i.e.: helping you establish new lines of credit) to effectively boost your credit rating.

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Credit Repair

If you’re suffering from a low credit score, it may be about time to seek out professional credit repair. Unfortunately, one’s credit score cannot be repaired overnight. However, choosing a credit repair program will be tremendously more helpful than simply letting the credit bureaus get away with posting errors on your credit report and, in turn, preventing you from getting the loans, credit, and jobs you deserve.

Depending on your financial situation, your low credit score may or may not be due to your own irresponsibility. Naturally, if you’ve submitted late payments to a credit card company for the last 2 years, you’re going to be stuck with a poor credit rating. How can you expect a lender to trust you with a new line of credit, when you can’t even handle your current ones?

That being said, the three major credit bureaus (Experian, Equifax, and TransUnion) are not infallible. They’re very much prone to mistakes, and so are your creditors. Blemishes on credit reports could range from misspelled names to inaccurate reports from your creditors. For example, one of your credit lines may be listed inaccurately. Your credit line is $1,300.00, but the creditor reported it as $1,000.00. If you hold a $500.00 balance on your credit card, your debt-to-income ratio will be 50%, which will most likely decrease your credit score. If your credit line were listed accurately, your debt-to-income ratio would be 38%, which is less than perfect but manageable.

With an estimated 79% of credit reports containing errors, it’s imperative that people review their credit reports on a regular basis. Under the Fair Credit Reporting Act, everyone is entitled to one free credit report a year. If you want to maintain a healthy credit rating, my suggestion would be to take advantage of that luxury.

You can repair your credit on your own, but you want it done right. If you enroll in a credit repair program, professionals will review your credit reports themselves and dispute all errors with your three credit bureaus. Of course, there are fraudulent credit repair companies that charge a ton of up-front fees. As long as you steer clear of those businesses, you should be able to repair your credit score successfully.

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WHY CHOOSE US?

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100% Transparency: All Clients have 24/7 access to their case file. You'll always be able to view your case in real time!
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Our Clients see positive results in as little as three months into the program. Many clients email us with a testimonial of getting deletions after the very first month!
  • It only takes a few minutes to get started online.
  • You can also call us at 800-455-9416 to get started.
  • If unsure, call us for a free consultation to see if our program is the right fit for you!
  • Our low monthly fee of just $69 per month covers everything.
  • We will not charge your card until we begin working on your case.
  • Sign Up as a couple and your spouse gets our monthly service at half price!
  • There are no long term commitments or contracts.
  • If unhappy for any reason, simply quit the program. Sign Up Now!
  • We've ensured for your protection that you are under no risk and no obligation. You you can cancel at any time!

WHY WE ARE BETTER?

  • Personalized Credit Repair
  • We help you to establish New Credit!
    • Trade Lines
    • Unsecured Credit Cards
    • Secured Credit Cards
  • 100% Client Satisfaction
  • Identity Theft Protection
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